| FIRM Consulting Inc. | London, Ontario

We do things differently at FIRM Consulting.

We deliver superior plans because of the strength of our specialized consultants. Every consultant has extensive knowledge and expertise in corporate benefit plan design combined with a broad understanding of the associated industry trends, costs and legislative environment in order to provide superior consulting solutions.

Our consultants focus on your unique requirements. They are committed to building partnerships that give them the insight they need to plan strategies that meet your company's objectives.

With our strong relationships and alliances with key providers and industry affiliates we are then able to deliver the plan that best meets your needs.

It's a winning approach where everyone benefits.

With all of our clients, we strive to build a functional and productive partnership that produces solid results for their business. We are confident all of our clients would speak to our abilities, and here are a number of testimonials for your review:

"We found that our former employee benefits consultant spoke in highly technical 'benefits industry' terminology that did little to explain the details of our plan and how they impact our organization. With FIRM we now receive the expert advice and great service we were looking for - with their guidance and support we have successfully overhauled our benefits program and undergone a corporate merger."

"In working with FIRM over the past few years our plan has been effectively managed from both coverage and cost perspectives. FIRM delivers support on the legal, tax, contract, and benefit industry related aspects of our plan keeping us well advised and equipped to successfully manage our benefit related matters."

"The decision to move to FIRM has been one of the best decisions we have made in managing our employee benefits. FIRM has delivered in ways that our former consulting firm was unable to resulting in a benefits plan with superior design and operation, reduced cost, and great service. "

"We have been dealing with our consultant from FIRM Consulting for almost a decade. In that time, he has helped us achieve our primary goal of delivering consistent coverage to our employees while managing costs. We enjoy a very positive working relationship and are consistently impressed with the level of professionalism and dedication we receive from FIRM. "

At FIRM Consulting, we stay on top of the industry trends, legislation and marketplace challenges that affect your corporate benefits plans. We are members in good standing of the following professional associations:

Advocis-The Financial Advisors Association of Canada
The Canadian Pension & Benefits Institute (CPBI)
The Institute of Chartered Benefit Analysts (Ch.B.A.)
The International Foundation of Employee Benefits Plans (CEBS)
Society of Trust and Estate Practitioners (STEP)
Canadian Tax Foundation